STEP ONE:
Choose a Realtor that you are comfortable with and trust. We have a wide variety of Scout agents ready to make your dream of homeownership come true. No one will be offended, just choose someone you click with. Your agent will spend about thirty minutes assessing your readiness to purchase and what steps are next - your buyer consultation. We suggest doing this in person over a cup of coffee or lunch, or any time convenient for you.
STEP TWO:
Get pre-approved by a reputable, local lender. We can help match you to the best lender for your situation and, yes, personality. Your lender will be an integral part of the transaction so it’s crucial there is a great working relationship established early on.
STEP THREE:
View and tour properties. We tend to share properties electronically to gather your feedback - likes and dislikes. From there, we are more able to narrow down your search to properties that you’ll be most interested in. Once we’ve identified good candidates, we’ll schedule appointments and tour properties in person. This is always the most interesting and fun part of the homebuying process.
STEP FOUR:
When you've found a property that you love, we'll dig deep to ensure that you are offering the right terms to make it yours. We start with a thorough history of the property, neighborhood and comparable sales. Often times, this is straight forward, but other times, we may need to factor in repairs or concessions or take into account the type of loan program you are using. Regardless, Scout agents are committed to protecting your best interests as a homebuyer.
STEP FIVE:
Once your offer is accepted, we will walk through the critical next steps called due diligence - home inspection, termite inspection and appraisal. In some cases, repairs will be in order and we will help you through contracting with the best vendors to ensure a smooth closing.
STEP SIX:
Last, as you near closing, we will communicate ancillary things you need to do such as obtaining homeowner's insurance and transferring utilities. On closing day there will be both excitement and exhaustion as you finalize financing details, execute title paperwork and move in. At Scout, we pride ourselves on helping you anticipate necessary tasks and avoid surprises. After closing, we are only a phone or text away from answering questions in the event something comes up. We will remain your trusted advisor well beyond closing.
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